Benefits Benefits

Plan benefits

Protect your budget and your peace of mind by joining the Boy Scouts unemployment plan and receiving invaluable services.

Outsourcing your unemployment makes sense. With growing membership nationwide, Boy Scouts unemployment plan participants enjoy better cash flow, expert claims advice, savings on staff training, and stop loss protection in the event of unforeseen financial circumstances. 501(c) Services does the work, and you save.

Plan participants benefit from the following services:



Plan administration

The plan manages participant funds, reimburses the state for benefits paid, calculates annual deposits to participants' reserve accounts, bills participants for deposits, secures surety bonds, and provides participant support services. Also included are the annual audit, insurance protection for the plan, legal services, and other regular business activities.

[Back to the top]

Claims management

Reducing claims is the key to saving money. Depending on your state, a single claim can cost as much as $23,000. Claims are managed by TALX UC eXpress, the leader in unemployment claims management. The plan works with a dedicated claims team that is focused exclusively on plan participants and overseen by an expert with 27 years of experience managing unemployment claims.

Participants are provided protection from overpayment errors. The number of hearings is minimized due to a quick and thorough review of claims, and you get experienced representation. In addition, 100% of contestable claims are protested.

With a dedicated claims management team, participating councils are better served in each region. This hands-on approach has led to the highest success rate in the industry, which means savings in staff time and claims costs for our participants.

[Back to the top]

Participant relations

Participants often have important feedback or specific needs that are not addressed by our other services. Participant relations provides an opportunity for you to offer feedback or receive special attention for a particular need.

[Back to the top]

Education/Information

The plan provides education and information through the following outreach programs:

  • Cost-saving workshops offered across the country, giving participants an opportunity to learn practical approaches to keeping claims costs low while protecting employers from unnecessary exposure
  • Take-home tools from workshops, including a handy Unemployment Training Manual for supervisors to refer to later or share with coworkers
  • Claims tips and updates sent by e-mail to help participants control costs and reduce claims
  • A user-friendly program manual, providing quick answers to questions — the program manual is updated each year, so the information is always current and responsive to participant needs
  • A council-focused web site with accessible plan information and easy navigation so participants can quickly find the information they need
[Back to the top]

Reserve account

The trouble with legitimate unemployment claims is that they're unpredictable. That's why building reserves over time is the best preparation. Your council's claim volume might be very low for months or even years, and then suddenly, it could skyrocket.

The plan provides your council with a reserve account that enables you to ride out claims fluctuations. Nonprofit organizations that pay state unemployment tax have a reserve account with the state. However, this account exists only on paper. The only way to access reserve funds is to generate unemployment claims, and reserves are not refundable under any circumstances.

In contrast, as a participant of the Boy Scouts unemployment plan, you receive an individual reserve account that is owned solely by your council, not the plan or the state.

[Back to the top]

Stop loss insurance

Stop loss insurance repays your reserve account if your unemployment claims exceed your deductible. Our highly effective claims management enables us to provide participants with the lowest stop loss insurance deductibles available. That means lower deposit requirements for you, which increases your available program funds while protecting your budget from unnecessary risk.

The plan is proud to offer you the protection that our unique insurance coverage provides. Stop loss insurance is not a standard coverage offered by insurance companies. In fact, we have been instrumental in its development. Stop loss coverage not only protects our participants from one-time catastrophes butt it also prevents the budgetary crises that can result from routine unexpected claims. We work closely with our carrier on an ongoing basis to improve the effectiveness of this coverage.

Unemployment levels across the country have fluctuated over the past several years. It's good to know that you have protection if the unexpected occurs.

Learn more about how stop loss insurance works

[Back to the top]