Certain employers – like 501(c)(3) nonprofits – can self-fund their own unemployment programs. When conditions are right, a self-funded program can cost an employer considerably less money than paying the state unemployment insurance tax.

Before your organization can make this decision, you should evaluate the management of unemployment in your state and the historic cost of being part of that program. Here is some of the key information on each state unemployment insurance program, so you can begin to evaluate the benefits of funding your own.

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